Financing your acquisition, with Charles-Antoine Crosnier, financing expert

Episode 5

 

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In this fifth episode, Thomas Colin (Alvo.Market) and Maxime Nicolas (Outmatch) welcome Charles-Antoine Crosnier, co-founder of Trois Financement. Together, they explore a central topic for any external growth transaction: financing an acquisition. How to structure your file, convince funders, and secure the deal? Insights from an expert in non-dilutive financing.

Understanding financial levers

Charles-Antoine Crosnier reminds us that financing is not limited to traditional bank debt. Grants, public or private debt, tax credits, guarantees… many levers exist to strengthen a company’s cash flow and support an external growth transaction. The key challenge: aligning the leader’s strategy with available resources, without necessarily diluting equity.

Assessing financing capacity

Before entering discussions with banks, a business leader must measure the financing capacity of both their own company and the target. Profitability, available cash flow, existing debt: all parameters to be considered. The objective is to build a clear and credible financial story, able to convince funders and investors alike.

Choosing the right partners

Traditional banks, BPI, investment funds, private debt, or even convertible bonds: there is a wide range of financing sources, each with its own conditions and constraints. Fully understanding the role of guarantees, banking covenants, or vendor loans is essential to secure the transaction and preserve room for maneuver for the future.

Anticipating timelines and preparation

An acquisition cannot be financed in just a few weeks. Between file preparation, bank review, guarantees, and approvals, it often takes four to six months. Anticipation, audit follow-up, and support from specialized advisors help avoid bottlenecks and streamline the process.